Service, manner and advice was some of the best that I have received since I have lived overseas. If I find myself in needing medical insurance in the future I will not hesitate in contacting you.

Very helpful in helping me sort out exactly what health plan I was looking for, and certainly played a big part in me signing up with HC&D

I liked the speed, the detailed yet concise information about the insurance plan that was recommended for my family and of course the price.

Very flexible, knowledgeable, fast, polite, happy to discuss over the phone and regularly doing the follow up.